2022-23 Healthcare Plan Information

Review your benefits elections and update beneficiaries anytime, or request a mid-plan year change due to a qualifying life event (marriage, birth, job change, etc.) by logging in to Maxwell Health. Open enrollment for benefits occurs each spring for benefits beginning in July. For any questions related to your benefits, contact keri.self@wallawalla.edu


This year, we are pleased to offer employees with two health plan options: our traditional Copay PPO Plan, OR a High Deductible PPO Plan with a Health Savings Account and Core Drug List. (Our Dental and Vision Plans will be the same for both plans.)

  1. The Traditional Copay PPO Plan will provide the same coverage levels you are familiar with.
  2. The High Deductible PPO Plan (HDHP) with a Health Savings Account (HSA) and Core Drug List may seem daunting at first, but may also provide additional savings and tax advantages. With many medications covered at 100%, you may even pay less! Unlike an HRA, employees will own their HSA and may take it with them into retirement or elsewhere. There is also no time period to spend funds and accessing your funds is simple! If you were unable to attend one of our recently held benefit informational sessions, please watch the presentation below and/or review this Easy Guide to Understanding Your HDHP.

Dental Plan Update: We've heard you! Our dental plan will now provide 80% coverage for composite (white) fillings as well as amalgam (metal) fillings. Major services such as bridges, dentures, and implants will also be covered at 80% (previously 50%). The annual plan maximum per person will be adjusted to $1,800 (previously $2,000).


Review your 2022-23 Benefit Guide


Watch a presentation of our 2022-23 benefit offerings


    2022-23 Healthcare Plan Premiums — Two Plan Options:

    1. Traditional Copay PPO PlanWith Wellness ParticipationWith Half Wellness ParticipationNo Wellness Participation
    Employee Only$108.86/moNA$166.00/mo
    Employee + Spouse$215.54/mo$290.49/mo$348.58/mo
    Employee + Child$173.55/moNA$298.78/mo
    Family$220.02/mo$369.55/mo$443.46/mo

     

    2. High Deductible Health Plan (HDHP)With Wellness ParticipationWith Half Wellness ParticipationNo Wellness Participation
    Employee Only$62.21/moNA$93.31/mo
    Employee + Spouse$130.63/mo$163.29/mo$195.94/mo
    Employee + Child$111.97/moNA$167.95/mo
    Family$169.24/mo$233.27/mo$279.92/mo

    Health Savings Accounts (HSA) in combination with HDHP ONLY. WWU will contribute:

    Employee Only Coverage: $750 first year, $500 subsequent yearsAll other coverage levels: $1,500 first year, $1,000 subsequent years
    IRS Total Contributions Limits for 2022:Employee Only Coverage: $3,650 per yearAll other coverage levels: $7,300 per year

    *Check out the HDHP Core Drug List. All of the medications listed are covered at 100% when enrolled in the HDHP!

     


    Additional Support

    Alliant Benefit Advocates are here to help you to determine which plan will work best for you at no cost. They can also help with insurance claim questions, claims processing, appealing denied claims, and prescription problems. They are available Monday–Friday, 5 AM – 5 PM PST. Call (800) 489-1390 or email benefitsupport@alliant.com.

    Alliant Medicare Solutions is a free concierge service with experienced and licensed representatives ready to help you navigate medicare options and help you enroll. If you are eligible for medicare, a supplemental or replacement plan may meet your individual needs more than the plans WWU currently offers employees. Call Alliant Medicare Solutions at 877-203-2728 to get started now. 

    Virtual Care Options through Premera:

    • 24-Hour NurseLine (FREE): Call 800-841-8343 to discuss your symptoms and get advice on where to go for care.
    • 98point6 (FREE): Download 98point6 to text a board-certified primary care physician 24/7. (Employees on HDHP will be charged $19.06 to $62.32 per visit)
    • DoctorOnDemand (subject to $35 copay): Doctors provides virtual urgent care, behavioral health, preventative health, and chronic care 24/7. Visit doctorondemand.com/premera to learn more. 
    • Physera (subject to $35 copay): Direct access to a licensed physical therapist from your smartphone or tablet. Visit physera.com/premera to learn more.
    • Talkspace (subject to $35 copay): Online therapy with a licensed clinician via private message or live video. Visit talkspace.com/premera to learn more.
     

    Transperancy in Coverage

    In compliance of the final rule, Transparency in Coverage, we are providing access to machine-readable files (MRF) to meet the Public Access Requirement. This requirement provides free access to in-network, out-of-network and prescription drug price information. MRFs are updated monthly and listed as raw data in order to be read without human intervention. They are not intended to be user friendly for the average consumer, but lay the groundwork for a consumer-facing experience in which plan participants and other stakeholders may access current healthcare price information to aid decision-making.