Financial Answers

Master of Science in Biology


GRADUATE PROGRAM TUITION is $570 per quarter hour beginning in the fall of 2014.

STUDENT INSURANCE - Students are covered by a $2,000 accident insurance policy for no extra charge. WWU offers more accident/medical coverage for an additional fee. For more information, contact Campus Health Services at (509) 527-2425.

BOOKS - Full-time students should budget about $550 per quarter for textbooks.

Contact Graduate Studies for more information.

Payment Plans

You may choose to make one payment at the beginning of the quarter or three equal payments during the quarter. WWU accepts cash, checks and Discover, MasterCard and Visa credit cards for payment of accounts. These payments may be made in person, by telephone, by mail or online.

An Introduction to Financial Aid

By applying for financial aid, you may qualify for a variety of financial awards to help you meet you graduate program expenses.

Upon receiving your aid forms, Student Financial Services (SFS) determines your eligibility for need-based aid by using the federal government’s standard analysis of need (an objective calculation that indicates how much you can afford to pay for school). Your eligibility for non-need-based scholarships is evaluated by the School of Social Work and Sociology.

Note: If you register for fewer than 12 hours per quarter, your aid will be prorated.

Financial Aid Awards Offered


BIOLOGY ASSISTANTSHIP - Contact the Department of Biological Sciences for more information.


UNSUBSIDIZED FEDERAL DIRECT LOANS—awarded to those who qualify through the financial aid application process. If you qualify, you may borrow a total of $20,500 over every three-quarter period of enrollment.

The following conditions apply to Unsubsidized Federal Direct Loan:

The annual percentage rate is fixed at 6.21%.

You are responsible for interest on the unsubsidized loan.  While you are in school you may either make payments on the interest or have it added to the principal.

Repayment of the principal need not begin until six months after you cease to be enrolled at least half-time.

The government charges fees of 1.073%.

GRADUATE PLUS LOANS allow you to borrow up to 100% of your total cost of education (minus other financial aid awarded). Interest accrues while you’re in school, but payments may be deferred upon request (as long as you are enrolled at least half-time). The interest rate is fixed at 7.21%. The processing fee is 4.292%.  (Note: Negative information reported to a credit bureau may disqualify a borrower.)

PRIVATE LOANS. Several banks offer education loans. Each lender determines the terms of the loan and may require the borrower to have a co-signer. For more information, visit

Additional Financial Resources

 Find out what other funding you may be eligible to receive. Searchable databases at cover more than 180,000 private-sector fellowships, grants, scholarships and loans.

Financial Award Process

 In order to receive the maximum financial award, fill out all required paperwork completely, sign it where required, and mail it promptly. Use this checklist to track your progress:

Apply for government aid by submitting the Free Application for Federal Student Aid (FAFSA), available after January 1 at (school code: 003799). To sign your FAFSA electronically, get a PIN at

Apply for institutional aid by submitting your WWU Graduate Financial Aid Application, available at

If you are eligible to apply for a Federal Direct Loan, you will be sent the application instructions (

After you have submitted all the required documents, SFS sends you a Financial Aid Award Portfolio detailing the amounts and types of aid awards you qualify to receive.

For more information, contact Carolyn Janke at carolyn.janke(AT)

Note: Your financial award is valid only for the upcoming school year and is nontransferable. It is your responsibility to inform SFS of charges in your financial circumstances or in information submitted. Graduate financial aid is contingent upon acceptance into the graduate program.

Page maintained by Stephanie Onthank
Last update on July 25, 2014